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2017’s Top 5 UK cities with the highest disposable income

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Disposable income or the Disposable Personal Income (DPI) is one among the most important economic indicators gauged to decode the net income, purchasing and saving metrics per household. Not only does it indicate the health of the nation’s economy, but also helps economists set better policy standards. Business executives benefit from integrating this indicator into their expansion plans by gaining a better understanding of their target consumers.

With a total population of 66.3 million, approximately, and an unemployment rate of 4.3%, the UK projects a disposable income of £27,200 for the FYE 2017. This is an increase of 1.8% from the previous year’s data at £26,700. The metric across the various UK cities is disproportionate. Edinburgh, Cardiff, Sheffield, Belfast, Bradford, are the cities that held the top 5 positions in 2016’s high disposable income category. However, there is a change of order in FYE 2017.

2017’s Top 5 UK cities with high disposable income

The top 5 cities

1. The city of London

Holding the top position is the central business district of London. With 8,760 inhabitants and a very high disposable income of £47,800, the city of London’s unemployment rate (3.8%) is one of the lowest amongst the other UK cities. The dependency percentage is 28.2%. This is appreciable when the country’s rate is at 51.6%. Speaking of education level, 68% of the total inhabitants, i.e., 5,490 people out of 8,760 people are degree holders. This part of the UK flourishes with rich education comparable to that of the region or the country. Also, out of the total working population, 81% of them are related to professional services.

2. Oxford

A city in the southeast region of England, Oxford is home to 159,570 inhabitants. The disposable income is the highest in 2017 at £38,000; higher than the UK’s (£29,200). This can be attributed to lower unemployment rate (5.1%) than the country’s (6.3%). Also, among the educated population, 42.59% have a university degree. The dependency ratio is 36.2%. This shows the region has a lower burden on productivity and upbringing. The business environment is stable as Oxford is home to around 5,300 businesses providing plentiful jobs.


3. Brighton

Brighton’s unemployment rate matches with that of Oxford’s at 5.2%. A seaside resort on the south coast of England, Brighton’s disposable income is £34,900. The dependency percentage is 39.5%; lesser than the country’s at 51.6%. Out of the total inhabitants, 37% of them hold a university degree and 31% are involved in public and educational services. Many executives are looking for some business space in Brighton, citing the high economic condition in the region.


The average age in Brighton is 35 years and 27.8% of the population are tourists. What more demographics can help you know Brighton better? Also, what are the indicators of Westminster? Read our blog post:

Brighton and Westminster: A socio-demographic analysis

4. Southall

Identified as one of the major centres in Greater London, Southall has a disposable income of £33,500. Although it comes under the high bracket, the unemployment rate and dependency ratio hit a high at 7.3% and 42.6% respectively. Also, out of the total population, 37.04% are degree holders, i.e., 101,200 inhabitants.

5. Portsmouth

It is a port city in Hampshire and is the only island city in the United Kingdom. The census population is 211,760 inhabitants, less than that of the relative areas in Great Britain. With disposable income in the subject, the city has a high income of £31,600. The unemployment rate is high at 6.2%. This however is minimally lesser than the country’s but higher than the Rockingham county at 4.9%. The business aspects in Portsmouth are firm with records of many company inceptions and successful growth.

Knowing the metrics of a specific location could be of prime importance to a retail real estate executive. 

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To conclude, the UK’s economy looks positive for FYE 2017 and for the financial year 2018. The center for the Economic and Business Research stated that the consumer spending patterns are getting better from being negligible. A growth of 1.6% this year and 1.4% in 2018 are expected. On the other side, OECD points out the economic slowdown in 2017 and 2018. Thus, the mixed forecast of the business environment in the UK for 2018 expects businesses and organisations to gain a deeper understanding of the most vital indicators to embrace themselves for the upcoming business year.

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